Financial Modelling Tool

The Cost of
Inaction Calculator

Model three succession scenarios against your business — planned, contested, and no plan at all. See the exact financial difference between acting now and waiting.

Business enterprise value£5m
£500k£20m
Annual profit (EBITDA)£600k
£100k£5m
Number of family shareholders3
28

Including active and inactive family members who hold or will inherit equity.

Three Scenarios — Your Business

Planned Succession

Full enterprise value realised with structured, documented governance and legal framework in place.

Contested Succession

Value erosion from legal dispute, business disruption, management distraction, and forced sale discount.

No Plan — Crisis Exit

Distressed or emergency sale, creditor involvement, or business collapse following unplanned founder exit.

Maximum Value Destruction (Worst Case vs. Best Case)

Contested Succession Cost Breakdown

Solicitor / litigation fees (shareholder dispute)
Revenue loss during uncertainty period (est. 18 months)
Key client & staff attrition during dispute
Forced sale discount vs. planned exit
Total estimated cost of a contested succession

The plan costs £495. The dispute costs .

The maths does not require debate. The question is whether you act before or after the crisis.

Apply for the Full Review →